How are Americans and Canadians coming to grips with the fact that they will be experiencing more, bigger and hotter wildfires? 
— Read on www.abc.net.au/radionational/programs/saturdayextra/canada-wildfires/102463534

If news insurance, against fire, for houses in NE USA is no longer obtainable, along with no cover for flood damage, where will homeless find a mortgage? Same in Australia but nobody talking. Except Albo saying some recent buyers are guaranteed refund deposit but only for new house when builder fails.